Private budgeting app
Import, organise, analyse, and understand the money already moving through your accounts.
What PiggyPank does
Money clarity should not feel like punishment. PiggyPank turns CSV, XML, XLSX, MT940, OFX, QFX, and QIF statement exports into calm visibility. Your browser. Your data.
The working view
From transactions and cash flow to scores and twelve visualisations, every answer leads back to the rows behind it.
01 · Transactions
Every row stays searchable, filterable, and connected to its source.
Search names, descriptions, and IBANs, then narrow the list by category, direction, currency, tag, amount, or account. Keep internal transfers in or out of the view and export the result when needed.
02 · Subscriptions
See what recurs each month, what it means annually, and what changed.
Track subscriptions and fixed services by merchant, cadence, monthly cost, lifetime total, and next expected charge. Review price increases, uncertain schedules, possibly ended services, and the largest commitments, then open the underlying rows.
03 · Cash flow
Income, expenses, savings, and closing cash share one readable story.
Compare monthly movement, switch grouping, read the category waterfall from opening to closing, and inspect the exact period totals behind the charts.
04 · Categories
Categories become working budgets, not decorative labels.
Separate income and expense categories, add new ones, set monthly targets or budgets, and watch progress against actual transactions. Budget data remains on the device.
05 · Rules
Local automation turns repeated corrections into reusable rules.
Build conditions around counterparties and descriptions, choose the destination category, set rule priority, test the result, and run enabled rules across uncategorised transactions.
06 · Filters
Shape the same financial picture across every view and visualisation.
Choose one or many accounts, combine personal and business profiles, search the data, and switch between preset or custom periods. Compare with a previous period or year, then focus on income, expenses, savings, or selected categories.
07 · Visualisations
Choose the view that makes the pattern obvious, then open the rows behind it.
Move from quick proportions and trends to relationship flows without leaving the same financial dataset.
08 · Recommendations
Useful opportunities sit beside the positive signals already working.
Recommendations combine the selected-period score, net cash flow, savings rate, and saved amount. Open the relevant category when something deserves attention and keep calm when no urgent warning exists.
09 · Scores
Financial resilience is broken into six practical dimensions.
Read savings capacity, cash-flow consistency, income stability, recurring flexibility, spending balance, and budget alignment together. These are analytical indicators, not credit or investment ratings.
10 · Imports
Each import remains visible and removable as its own batch.
Import CSV, XML/camt.053, XLSX, MT940 through .mt940 and .sta, OFX 1.x/2.x records through .ofx and .qfx, and bank or cash-account QIF through .qif. Then review the account, period, imported rows, duplicates, and rejections for each removable local batch.
Piggy power
Money clarity shouldn’t feel like punishment. Statement in. Stress out.
Cash happens. Know where.
Transaction tracking
Search by merchant, amount, account, date, category, or tag, then drill back to the original transaction.
See the pig picture.
Savings and investments
Track savings and investments separately from income and expenses, with targets, savings rate, and momentum in view.
Financial clarity is worth protesting for.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
Or both. PiggyPank doesn’t judge.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
To check your subscriptions. Yes, all 14 of them.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
Your future self has receipts.
Scores and recommendations
Review resilience, spending, savings, and momentum scores, then act on practical recommendations without guilt trips.
PiggyPank saw it coming. Categorize once. Stay calm monthly.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
And there was clarity.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Piggy knows where every cent went.
Transaction tracking
Search by merchant, amount, account, date, category, or tag, then drill back to the original transaction.
Take control of your cash flow.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Keep it visible with PiggyPank.
Transaction tracking
Search by merchant, amount, account, date, category, or tag, then drill back to the original transaction.
It usually leads to subscriptions.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
PiggyPank is in your corner — targets, budgets, and drill-downs without the shame spiral.
Budgets and targets
Set budgets and targets, compare them with actual spending, and drill into the transactions behind every result.
Messy receipts vs organized flow.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
Track it with PiggyPank.
Transaction tracking
Search by merchant, amount, account, date, category, or tag, then drill back to the original transaction.
Festival of clarity.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Savings that stay sacred.
Savings and investments
Track savings and investments separately from income and expenses, with targets, savings rate, and momentum in view.
Valentine clarity.
Budgets and targets
Set budgets and targets, compare them with actual spending, and drill into the transactions behind every result.
Personal and business profiles. Account roles. Cash-based business views. One workspace.
Multi-account workspace
Keep personal and business profiles, account roles, and cash-based business views together in one workspace.
From pies and areas to Sankey flows and transaction connections — see the story, not just the rows.
Twelve visualisations
Move between Tree, Pie, Area, Line, Radar, Bubble, Connections, Stacked, Mekko, Funnel, Treemap, and Sankey views, then drill back to the source rows.
Cash happens. Know where.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Smart categorization makes the first guess. You keep the final word.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
Raw statements and transaction rows stay in this browser — under your control.
Local-first privacy
Raw statements and transaction rows stay in your browser and under your control. No bank connection is required.
Tiny funerals for charges you don’t need. Flowers included.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
Budgeting without the battle.
Budgets and targets
Set budgets and targets, compare them with actual spending, and drill into the transactions behind every result.
Track savings and investments without confusing them with income.
Savings and investments
Track savings and investments separately from income and expenses, with targets, savings rate, and momentum in view.
Girl power energy — for your cash flow. Cape on. Chaos off.
Scores and recommendations
Review resilience, spending, savings, and momentum scores, then act on practical recommendations without guilt trips.
Money clarity shouldn’t feel like punishment. Your browser. Your data.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Statement in. Stress out. Drop the export, sort the noise, breathe.
Statement import
Import CSV, XML/camt.053, XLSX, MT940 (.mt940/.sta), OFX/QFX (.ofx/.qfx), and QIF (.qif) statement exports, with duplicate and internal-transfer detection to help clean the result.
Coins, receipts, categories — blooming into something you can actually read.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
Internet wisdom
Money talks. PiggyPank takes notes. Reject mystery. Approve clarity.
WE CAN GROW IT.
Statement import
Import CSV, XML/camt.053, XLSX, MT940 (.mt940/.sta), OFX/QFX (.ofx/.qfx), and QIF (.qif) statement exports, with duplicate and internal-transfer detection to help clean the result.
Statement in. Stress out.
Statement import
Import CSV, XML/camt.053, XLSX, MT940 (.mt940/.sta), OFX/QFX (.ofx/.qfx), and QIF (.qif) statement exports, with duplicate and internal-transfer detection to help clean the result.
Narrator: Open PiggyPank.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
When do we want it? Monthly.
Cash-flow analysis
Use calendar periods, comparisons, charts, and source-level drill-downs to see where money came from and where it went.
Categorized cash flow looks better.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
IGNORE AND SUFFER.
Statement import
Import CSV, XML/camt.053, XLSX, MT940 (.mt940/.sta), OFX/QFX (.ofx/.qfx), and QIF (.qif) statement exports, with duplicate and internal-transfer detection to help clean the result.
CHANGE MY MIND.
Statement import
Import CSV, XML/camt.053, XLSX, MT940 (.mt940/.sta), OFX/QFX (.ofx/.qfx), and QIF (.qif) statement exports, with duplicate and internal-transfer detection to help clean the result.
Local-first clarity hits different.
Local-first privacy
Raw statements and transaction rows stay in your browser and under your control. No bank connection is required.
Peace out, mystery spending.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
PiggyPank saw it coming.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
Spreadsheet → categories → cash flow → peace.
Local-first privacy
Raw statements and transaction rows stay in your browser and under your control. No bank connection is required.
APPROVE CLARITY.
Smart categorisation
PiggyPank makes the first category guess. Confirm or change it, then reuse your correction as a rule.
Import the statement.
Budgets and targets
Set budgets and targets, compare them with actual spending, and drill into the transactions behind every result.
Cash flow for peace of mind.
Local-first privacy
Raw statements and transaction rows stay in your browser and under your control. No bank connection is required.
ONE CALM PIG.
Subscription checks
Bring recurring charges into one view so renewals are visible before another month quietly passes.
How it works
When do we want it? Monthly. No bank connection required; start with the statement files already in your possession.
Export a statement from your bank and import it into PiggyPank.
Review categories, accounts, transfers, and anything unusual.
Read your cash flow, compare periods, and choose a useful next step.
Local first
Raw statements and transaction rows stay in this browser, under your control. Clarity without the cloud theatre.
Why PiggyPank
PiggyPank began with a practical need: to visualise and analyse real banking data properly.
That first dataset became its training material. Recurring patterns became rules, and the rough tool grew into a private workspace for statements, cash flow, scores, and decisions.
It has been trained and refined with care ever since. The application became more serious. The pig stayed exactly as relaxed.
Contact
Messages go straight to the PiggyPank team. Replies come from a person, not an automated pig.
